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S.H. Smith & Company's Professional & Management Liability Department provides comprehensive risk management solutions, including exposure identification, insurance placement, claims management, and coverage analysis. State-of-the-art professional and management liability insurance programs require expertise, aggressive representation in the marketplace, credibility, senior management involvement, and advanced planning.


  • Technology E&O / Network Security
  • Cyber, Security & Privacy Liability
  • Online Media Liability / Intellectual Property
  • Network Security / Virus Coverage


  • Financial Institution Bonds
  • Bankers Professional Liability
  • Distressed Banks D&O
  • Mortgage Impairment
  • Insurance Company E&O / D&O
  • Investment Advisors
  • Hedge Funds
  • Securities Broker / Dealer Professional & Management Liability

Medical Professional

  • Allied Medical Classes
  • Hospital Professional Liability
  • Long-Term Care Facilities
  • Medical Malpractice (Physicians & Nursing Homes)
  • Social Services
  • Clinical Research Organizations

Transactional Risk Coverages

  • Representations & Warranties
  • Tax Liability
  • Contingent Liability

E&O / Professional Liability

  • Architects & Engineers
  • Construction Managers
  • Real Estate Agents / Property Managers E&O
  • Lawyers Professional Liability
  • Insurance Agents
  • Police Professional
  • Miscellaneous Professional Liability
  • Media Liability

D&O / Management Liability

  • Public Companies
  • Private Companies
  • Non-Profit Organizations
  • General Partner Liability
  • Educators Legal Liability
  • Public Officials Liability
  • Financial Institutions

Employment Practices Liability

Private Equity Portfolio Programs

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New! Admitted Bar & Restaurant Program

We know how to take care of your bar & restaurant business.

We have access to "A" rated habitational carriers.

Having difficulty securing coverage for your insured's habitational risk exposure? Let us help; we have unique markets and creative solutions for habitational risks.

Building Solutions for Contractors

The team at RT Specialty has been creating competitive coverage solutions for contractors for over 30 years.


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