January 2, 2008

Aggressive Markets for Physician Medical Malpractice

If you have a physician practice, we have A-rated markets ready to go. Whether you have a small physician group with favorable claim experience, a tough to place large group, or even an individual physician, we can pull it together. We can offer:

• Coverage limits of $1M/$3M per claim/aggregate in most states with higher policy aggregates available
• Professional Liability coverage on a claims-made basis
• Incident sensitive claim trigger
• Defense costs in excess of policy limits (Optional endorsement providing defense costs within policy is available.)
• Prior Acts coverage subject to underwriting approval
• Extended Reporting Endorsement available for up to 60 months
• Extended Reporting Endorsement provided without premium charge for 60 months in the event of the named insured's death or permanent disability
• Mandatory deductibles
• Insured's Consent to Settle options

In many cases we can offer Professional Liability on a stand-alone basis or Professional Liability including General Liability. In addition, we can offer Excess Liability or Umbrellas in our Large Commercial Casualty Department.

Alternative and Integrative Medicine Also Available
For those physicians or small physician groups that include integrative and complementary therapies (including acupuncture, naturopathy, traditional Chinese medicine, homeopathy or herbalism) in tandem with traditional primary care medicine.

Our Professional & Management Liability department is composed of dedicated underwriters who specialize in all forms of D&O and professional liability. Today, S. H. Smith writes over $75 million in D&O and E&O premium and has access to more than 35 admitted and non-admitted markets, with a capacity of over $125 million. Few companies offer so much healthcare experience.

If we can help you with your clients, please contact:

David Perkins
Massachusetts Office
781-449-2227
800-735-1023
Click to email

Mark Mullarkey
Connecticut Office
860-561-3600
800-356-0168
Click to email

Steve Hunziker
Minnesota Office
651-647-6254
877-279-8500
Click to email

Offices in Connecticut, Massachusetts, Minnesota, New York, Ohio, Pennsylvania, and Florida

For general information about S. H. Smith, feel free to call or email anyone at any of our offices. For any state not listed below, please contact Bruce Anderson, Chief Marketing Officer. S. H. Smith & Co. is a national firm, licensed to write in all 50 states.

S.H. Smith & Company is a national, independently-owned excess and surplus lines insurance broker, managing general agency and program administrator. Our specialists in each of our divisions have a depth of experience which we believe is unmatched in the industry. For more information, please call Scott Smith, president, at 860.561.3600 or email by clicking here.

Our main office is located at 41 North Main Street, Suite 300, West Hartford, CT 06107 and can be contacted by phone at (860) 561-3600. This newsletter is subscription based and is not unsolicited email. If you would like to unsubscribe, please e-mail market_smarts@shsmith.com.