Be well prepared with our seasonal events coverage. It wont be long before the snow begins to fly. But there are lots of opportunities for both indoor and outdoor seasonal business. Seasonal Businesses include: Party planners and caterers Gift shops, markets, retail shops, kiosks, stands Turkey shoots and other special events Christmas tree lots and Christmas tree farms We can also cover a full range of activities such as school sports, arts and crafts shows, even outfitters and guides. Plus programs such as weather insurance used to insure risks involved in product promotions or expense and inventory variations. And, weve even got a great snow removal insurance product thats great for municipalities, airports, shopping malls, and large property owners. All of our markets provide competitive pricing to provide your insured with the best coverage for these risks. Please contact our office for a quick quote for any of your seasonal risks. Well be happy to help.

Offices in Connecticut, Massachusettes, Ohio, Minnesota, New York and Florida www.shsmith.com

For general information about S. H. Smith, feel free to call or email anyone at any of our offices. For any state not listed below, please contact Bruce Anderson, Chief Marketing Officer. S. H. Smith & Co. is a national firm, licensed to write in all 50 states.

S.H. Smith & Company is a national, independently-owned excess and surplus lines insurance broker, managing general agency and program administrator. Our specialists in each of our divisions have a depth of experience which we believe is unmatched in the industry. For more information, please call Scott Smith, president, at 860.561.3600 or email by clicking here.

Our main office is located at 41 North Main Street, Suite 300, West Hartford, CT 06107 and can be contacted by phone at (860) 561-3600. This newsletter is subscription based and is not unsolicited email. If you would like to unsubscribe, please e-mail market_smarts@shsmith.com.