July 25, 2007

Liquor Liability

Announcing Lower Rates and Minimum Premiums

Effective immediately, we can offer lower rates and new competitive minimum premiums in the state of Ohio.

Rate reductions are anywhere from 15% to 37%, depending on category. Categories include:

• Retail Stores (Category III)
• Preferred Restaurants with 0% to 25% alcohol sales (Category II)
• Standard Restaurants with 26% to 49% alcohol sales (Category II)
• Bars/Taverns with 50% to 100% alcohol sales (Category I)

We also have admitted capabilities in the state.

Don't wait and miss out on this opportunity. Give us a call or email us. We're geared up to quote and bind this coverage faster than you can say "bottoms up!"

Ohio Office
330.656.2525
800.567.6484
Terry Coughlin
Click to E-Mail

Ohio/Kentucky Office
513.777.2357
800.680.2594
Corky Breeden
Click to E-Mail

Connecticut Office
860.561.3600
800.356.0168
Earl O'Garro
Click to E-Mail

Offices in Connecticut, Massachusetts, Minnesota, New York, Ohio and Florida

For general information about S. H. Smith, feel free to call or email anyone at any of our offices. For any state not listed below, please contact Bruce Anderson, Chief Marketing Officer. S. H. Smith & Co. is a national firm, licensed to write in all 50 states.

S.H. Smith & Company is a national, independently-owned excess and surplus lines insurance broker, managing general agency and program administrator. Our specialists in each of our divisions have a depth of experience which we believe is unmatched in the industry. For more information, please call Scott Smith, president, at 860.561.3600 or email by clicking here.

Our main office is located at 41 North Main Street, Suite 300, West Hartford, CT 06107 and can be contacted by phone at (860) 561-3600. This newsletter is subscription based and is not unsolicited email. If you would like to unsubscribe, please e-mail marketsmarts@shsmith.com.