July 12, 2007

Tough risks, tough coverage.

Liability Coverage for Bio-Fuel Manufacturers.

As the search continues to find new, inexpensive and environmentally sustainable energy sources, bio-fuels have emerged as a potential answer. However, businesses that process or blend bio-fuels can be exposed to serious liability issues.

Risk Appetite:		Risks manufacturing Bio-Fuel
Coverages:		Commercial General Liability including Products/Completed Operations Time Element Pollution Liability Coverage for Premises/Operations and Products/Completed Operations Product Withdrawal Expense Coverage Occurrence or Claims-made Coverage Form Defense in addition to limits All coverage written on a single policy
Minimum premium: Eligible exposures: Ineligible exposures:		$15,000 Bio-Fuel Manufacturers from any feedstock Oil and Gas Refineries

Limits: $1 million per occurrence; up to $2 million general aggregate; up to $2 million products/completed options aggregate; up to $100,000 product withdrawal expense coverage limit

We have considerable experience with environmental coverage risks, and welcome the opportunity to discuss your client's needs. The tougher the risk, the better.

Call Patti Roth at 800.356.0168 or send her an email by clicking here. Or, feel free to contact any anyone at our offices listed below.

Offices in Connecticut, Massachusetts, Minnesota, New York, Ohio and Florida

For general information about S. H. Smith, feel free to call or email anyone at any of our offices. For any state not listed below, please contact Bruce Anderson, Chief Marketing Officer. S. H. Smith & Co. is a national firm, licensed to write in all 50 states.

S.H. Smith & Company is a national, independently-owned excess and surplus lines insurance broker, managing general agency and program administrator. Our specialists in each of our divisions have a depth of experience which we believe is unmatched in the industry. For more information, please call Scott Smith, president, at 860.561.3600 or email by clicking here.

Our main office is located at 41 North Main Street, Suite 300, West Hartford, CT 06107 and can be contacted by phone at (860) 561-3600. This newsletter is subscription based and is not unsolicited email. If you would like to unsubscribe, please e-mail marketsmarts@shsmith.com.