Here's what we offer:
Directors and Officers Liability
Employment Practices Liability
Educational Errors & Omissions
Fiduciary Liability

Target Classes
Private Schools
Charter Schools
Colleges
Universities

Special Coverage Features:

• Defense in addition to limits - optional
• Separate limits per coverage part - optional
• Educational E&O coverage - including but not limited to failure to educate; violation of the Buckley Amendment, limited media liability and employed lawyers coverage
• Third party discrimination & harassment coverage
• IRS fines & penalties coverage
• Excess benefit penalty coverage
• Broad definition of Insured Person - to include industry specific positions
• Government funding defense expense coverage
• Velvet settlement clause (50/50 hammer clause)
• 60 day post policy claims reporting
• Definition of Loss to include pre and post judgment interest and punitive damages with most favorable venue language.

CyberLiability. By handling student, faculty and other employee information, educational institutions expose themselves to potential claims for invasion of privacy, failure of network security and violations of federal and state laws. At least 34 states in the United States have passed Privacy Breach Notification Laws. The severity of claims will increase substantially as more and more educational institutions and companies realize the expense associated with a security breach, and the public release of personal information. Technology and CyberLiability coverages are not just for technology companies.

Special Coverage Features:

Available nationwide. Admitted in most states.
We also offer an Educators Umbrella program.